Personal Finance
Tracker

YOUR MONEY. YOUR GOOGLE ACCOUNT.

A clearer plan for
your next paycheck.

Know what’s coming in, what needs paying, and what’s left. Keep your bills and balances in a tracker that belongs to you.

Google account required · One-time setup on a computer recommended

A navy safe holding green bills with a cream smoke curl
Your own SheetYour own appNo bank connection

Plan around payday

Upcoming bills, recurring dates, and money carried forward.

See the real shortfall

Keep negative balances visible and review payment priorities.

Keep control

You enter the information. The app never sends a payment.

GET STARTED

One setup. A tracker that’s yours.

This is a Google template with the app code already attached—not an Excel download. Google still requires you to authorize and deploy your own copy.

  1. 01

    Make your own Google copy

    Choose Get my private copy, then Make a copy in Google. Save it in your own My Drive. Leave “Share it with the same people” unchecked if shown. Keep your copy Restricted.

  2. 02

    Prepare your tracker

    Reload your new Sheet. Choose Finance Tracker → Setup / repair app and review Google’s permission request for your copy. Never enter information in the public template. Stop if the account or permissions look wrong.

  3. 03

    Turn your copy into a private web app

    Choose Extensions → Apps Script. Your code is already there. Choose Deploy → New deployment → Web app.

    Execute as
    Me
    Who has access
    Only myself

    Choose Deploy, complete Google’s authorization if requested, and save the web-app URL ending in /exec. This is your personal link—not this website’s address.

  4. 04

    Build your first money plan

    Open your own app link. The welcome questionnaire asks about current cash balances, your next paycheck, and upcoming bills. Later, Home has Reopen questionnaire and How to Use.

What if Google sign-in or setup does not work?

Try your personal app link in a private browser window signed into only the Google account that owns your copy. Some work or school accounts restrict Apps Script. Do not make financial data public to fix an access error.

If the Finance Tracker menu is missing, reload your copied Sheet and confirm you copied the Google template rather than downloaded an Excel file.

Google’s web-app deployment instructions

Can I share one tracker with my spouse?

Yes, but this template starts private to you. The Home → Yes — show me how guide explains the separate household setup. Your spouse must use their own Google sign-in and be explicitly approved.

The household edition requires an exact two-account allowlist, Restricted Sheet sharing, and a deployment that runs as the accessing user. Do not broaden an owner-only deployment by itself. Both household members can view, edit, and copy the shared records.

Download household edition and owner setup instructions. For another household, send this website link so they create their own private copy.

ON YOUR HOME SCREEN

A clean icon.
A familiar place to start.

Install this Finance Tracker launcher for the branded safe icon and setup help. It can remember your own app link on this device and open your private Google tracker.

The launcher is not the financial app itself. Your tracker opens separately on Google and requires internet and your Google sign-in. This website never loads your balances or transactions.

Your browser will show installation options when supported.

Download the app icon
Finance Tracker icon

Open my private tracker

Already finished Google setup? Paste your personal /exec web-app link below.

The link stays in this browser only if you choose Remember. It is not sent to our server. On a shared device, leave Remember off and sign out of Google when done.

iPhone and iPad

Open this website in Safari. Tap Share, then Add to Home Screen. Enable Open as Web App if shown and tap Add. This installs the launcher with its safe icon.

To open your private Google app directly from a custom icon instead, use Apple Shortcuts: create a URL action with your own /exec link, add Open URLs, then Add to Home Screen and choose the downloaded icon.

Android

Open this website in Chrome. Use Install launcher if offered, or the browser menu → Add to home screen → Install. Labels vary by browser. The installed launcher uses the supplied app icon.

A shortcut directly to your Google-hosted tracker may use Google’s icon instead. The branded launcher avoids relying on that shortcut icon, but still opens your Google tracker separately.

PRIVACY BY OWNERSHIP

We share the tool.
You keep the records.

Your copied Sheet and attached script live in your own Google account. The template publisher receives no automatic access to your copy. Keep its sharing Restricted.

This website has no financial database, sign-up form, advertising, or analytics code. The hosting provider may keep ordinary connection logs. Google processes your tracker’s data under your Google account’s terms.

Never enter bank passwords, full account or card numbers, PINs, or security codes. The app does not connect to banks, send payments, or guarantee financial outcomes.

Keep backups in your own account. Independent copies are not updated automatically; future updates must be installed in your copy. Only share the clean template or original clean package with another household.

Download the clean source package instead